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Do I need workers compensation insurance?
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
What's the difference between cancellation and nonrenewal?
Nonrenewal is a different matter. Either you or your insurance company can decide not to renew the policy when it expires.
How do I file a business insurance claim?
When filing a business interruption claim, be able to show the income the business was generating both before and after the loss.
How can I disaster-proof my business?
Businesses that recover quickly are those that plan in advance. This involves not only purchasing the right insurance, but also developing and maintaining an adequate recovery plan.
Are there any disasters my property insurance won't cover?
Property insurance policies usually exclude coverage for flood damage. Find out from your local government office or your commercial bank whether your business is located in a flood zone. Also ask around to find out whether your location has been flo
Do I need business interruption insurance?
Business interruption insurance can be as vital to your survival as a business as fire insurance. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms.
What does a businessowners policy cover?
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.)
BUSINESS INSURANCE INFORMATION
The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity.
